MUSTAPHA, Mazlina; JEYARAM, Sangita. FINANCIAL LITERACY AND DEMOGRAPHIC FACTORS. Journal of Technology Management and Business, [S. l.], v. 2, n. 1, 2015. Disponível em: https://penerbit.uthm.edu.my/ojs/index.php/jtmb/article/view/1091. Acesso em: 12 mar. 2026.