AMI LUDIN, Nurul Hidayah; 2PROF MADYA DR. KAVIKUMAR S/O JACOB. Identify Factors to Minimize Ruin Probability in Insurance Industry. Enhanced Knowledge in Sciences and Technology, [S. l.], v. 2, n. 1, p. 279–285, 2022. Disponível em: https://penerbit.uthm.edu.my/periodicals/index.php/ekst/article/view/5525. Acesso em: 7 apr. 2026.