SAMSUDDIN, Hidayah; OMAR, Abdul Jalil; OMAR, Siti Sarah. Personal Financial Management Among Oil Palm Independent Smallholders in Batu Pahat . Research in Management of Technology and Business, [S. l.], v. 1, n. 1, p. 756–766, 2020. Disponível em: https://penerbit.uthm.edu.my/periodicals/index.php/rmtb/article/view/581. Acesso em: 10 apr. 2026.