NUR SITI HAJAR KHIRUN; R. CHANDRASHEKAR. Faktor-Faktor yang Mempengaruhi Tingkah Laku Pembayaran Tanpa Tunai dalam Kalangan Pelajar UTHM: Pasca Covid-19. Research in Management of Technology and Business, [S. l.], v. 6, n. 1, p. 16–22, 2025. Disponível em: https://penerbit.uthm.edu.my/periodicals/index.php/rmtb/article/view/20022. Acesso em: 7 apr. 2026.