ABDULLAH, Asaduddin; DIKKY INDRAWAN; NUR HASANAH. Navigating Digital Transformation in Rural Banks: A Study of Critical Success Factors in Indonesia. Emerging Advances in Integrated Technology, [S. l.], v. 5, n. 2, p. 64–72, 2024. Disponível em: https://penerbit.uthm.edu.my/ojs/index.php/emait/article/view/20249. Acesso em: 11 mar. 2026.